:root{
  --navy:        #0B1F3A;
  --navy-deep:   #081627;
  --ivory:       #F7F4EC;
  --paper:       #FCFBF7;
  --gold:        #B8902F;
  --gold-bright: #D8AE4E;
  --charcoal:    #1C1C1E;
  --slate:       #5C6B82;
  --rule:        rgba(11,31,58,0.12);
  --rule-light:  rgba(247,244,236,0.18);

  --display: 'Fraunces', serif;
  --body:    'Inter', sans-serif;
  --mono:    'Source Sans 3', sans-serif;
}

*{ box-sizing:border-box; margin:0; padding:0; }
html{ scroll-behavior:smooth; }
body{
  font-family:var(--body);
  color:var(--charcoal);
  background:var(--paper);
  -webkit-font-smoothing:antialiased;
  line-height:1.6;
}
img{ max-width:100%; display:block; }
a{ color:inherit; text-decoration:none; }
ul{ list-style:none; }

.wrap{ max-width:1180px; margin:0 auto; padding:0 32px; }

/* ---------- ledger rule motif ---------- */
.ledger-rule{
  border:none; height:1px;
  background:linear-gradient(90deg, transparent, var(--rule) 12%, var(--rule) 88%, transparent);
}
.section-tag{
  display:flex; align-items:center; gap:14px;
  font-family:var(--mono); font-size:12.5px; letter-spacing:0.14em;
  text-transform:uppercase; color:var(--gold); margin-bottom:22px;
}
.section-tag::before{ content:""; width:28px; height:1px; background:var(--gold); display:inline-block; }
.section-tag.on-dark{ color:var(--gold-bright); }
.section-tag.on-dark::before{ background:var(--gold-bright); }

/* ---------- header ---------- */
header{
  position:sticky; top:0; z-index:100;
  background:rgba(247,244,236,0.92);
  backdrop-filter:blur(10px);
  border-bottom:1px solid var(--rule);
}
.nav-row{
  display:flex; align-items:center; justify-content:space-between;
  padding:18px 32px; max-width:1180px; margin:0 auto;
}
.brand{ display:flex; flex-direction:column; line-height:1.1; }
.brand-mark{ font-family:var(--display); font-size:21px; font-weight:600; color:var(--navy); letter-spacing:0.01em; }
.brand-sub{ font-family:var(--mono); font-size:10px; letter-spacing:0.18em; text-transform:uppercase; color:var(--gold); margin-top:2px; }

nav.primary{ display:flex; align-items:center; gap:34px; }
nav.primary > ul{ display:flex; gap:28px; }
nav.primary > ul > li{ position:relative; }
nav.primary a.top-link{
  font-size:14px; font-weight:500; color:var(--navy);
  padding:8px 0; display:inline-block; position:relative;
}
nav.primary a.top-link::after{
  content:""; position:absolute; left:0; bottom:0; width:0%;
  height:1.5px; background:var(--gold); transition:width .25s ease;
}
nav.primary li:hover > a.top-link::after,
nav.primary a.top-link.active::after{ width:100%; }
nav.primary a.top-link.active{ color:var(--gold); }

.has-dropdown:hover .dropdown{ opacity:1; visibility:visible; transform:translateX(-50%) translateY(0); }
.dropdown{
  position:absolute; top:calc(100% + 14px); left:50%;
  transform:translateX(-50%) translateY(6px);
  background:var(--navy); min-width:240px; padding:10px 0;
  border-radius:4px; box-shadow:0 18px 40px rgba(11,31,58,0.25);
  opacity:0; visibility:hidden; transition:opacity .2s ease, transform .2s ease;
  z-index:50;
}
.dropdown a{ display:block; padding:10px 22px; font-size:13.5px; color:var(--ivory); border-bottom:1px solid var(--rule-light); }
.dropdown li:last-child a{ border-bottom:none; }
.dropdown a:hover, .dropdown a.active{ color:var(--gold-bright); padding-left:26px; }

.nav-cta{
  font-family:var(--mono); font-size:12.5px; letter-spacing:0.08em; text-transform:uppercase;
  color:var(--navy); border:1px solid var(--navy); padding:10px 20px; border-radius:2px;
  transition:background .2s ease, color .2s ease; white-space:nowrap;
}
.nav-cta:hover{ background:var(--navy); color:var(--ivory); }

.menu-toggle{ display:none; }

/* ---------- page hero (inner pages) ---------- */
.page-hero{
  background:var(--navy); color:var(--ivory);
  position:relative; overflow:hidden; padding:72px 0 56px;
}
.page-hero::before{
  content:""; position:absolute; inset:0;
  background-image:repeating-linear-gradient(to bottom, var(--rule-light) 0px, var(--rule-light) 1px, transparent 1px, transparent 64px);
  opacity:0.5; pointer-events:none;
}
.page-hero-inner{ position:relative; max-width:760px; }
.breadcrumb{
  font-family:var(--mono); font-size:12px; letter-spacing:0.06em; text-transform:uppercase;
  color:rgba(247,244,236,0.55); margin-bottom:18px;
}
.breadcrumb a:hover{ color:var(--gold-bright); }
.page-hero h1{
  font-family:var(--display); font-weight:500; font-size:clamp(30px,4.4vw,46px); line-height:1.16; letter-spacing:-0.01em;
}
.page-hero p.lede{ margin-top:18px; font-size:16px; color:rgba(247,244,236,0.78); max-width:600px; line-height:1.75; }

/* ---------- big home hero ---------- */
.hero{ background:var(--navy); color:var(--ivory); position:relative; overflow:hidden; padding:120px 0 90px; }
.hero::before{
  content:""; position:absolute; inset:0;
  background-image:repeating-linear-gradient(to bottom, var(--rule-light) 0px, var(--rule-light) 1px, transparent 1px, transparent 64px);
  opacity:0.5; pointer-events:none;
}
.hero-inner{ position:relative; max-width:760px; }
.hero h1{ font-family:var(--display); font-weight:500; font-size:clamp(36px, 5vw, 58px); line-height:1.12; letter-spacing:-0.01em; }
.hero h1 em{ font-style:italic; color:var(--gold-bright); font-weight:500; }
.hero p.lede{ margin-top:26px; font-size:17px; color:rgba(247,244,236,0.78); max-width:600px; line-height:1.75; }
.hero-actions{ display:flex; gap:16px; margin-top:38px; flex-wrap:wrap; }

.btn{
  font-family:var(--mono); font-size:13px; letter-spacing:0.07em; text-transform:uppercase;
  padding:14px 26px; border-radius:2px; display:inline-block; transition:all .22s ease; border:none; cursor:pointer;
}
.btn-gold{ background:var(--gold); color:var(--navy-deep); font-weight:600; }
.btn-gold:hover{ background:var(--gold-bright); transform:translateY(-1px); }
.btn-ghost{ border:1px solid rgba(247,244,236,0.35); color:var(--ivory); }
.btn-ghost:hover{ border-color:var(--gold-bright); color:var(--gold-bright); }
.btn-outline-navy{ border:1px solid var(--rule); color:var(--navy); }
.btn-outline-navy:hover{ border-color:var(--gold); color:var(--gold); }

/* ledger stat strip */
.ledger-strip{ background:var(--navy-deep); border-top:1px solid var(--rule-light); }
.ledger-grid{ display:grid; grid-template-columns:repeat(4,1fr); }
.ledger-cell{ padding:30px 32px; border-right:1px solid var(--rule-light); }
.ledger-cell:last-child{ border-right:none; }
.ledger-num{ font-family:var(--display); font-size:30px; color:var(--gold-bright); font-weight:500; }
.ledger-label{ font-family:var(--mono); font-size:11.5px; letter-spacing:0.1em; text-transform:uppercase; color:rgba(247,244,236,0.6); margin-top:6px; }

/* ---------- generic content section ---------- */
.section{ padding:90px 0; }
.section.bg-paper{ background:var(--paper); }
.section.bg-ivory{ background:var(--ivory); }
.section.bg-navy{ background:var(--navy); color:var(--ivory); }
.section h2{ font-family:var(--display); font-size:clamp(28px,3.2vw,38px); font-weight:500; color:var(--navy); line-height:1.22; }
.section.bg-navy h2{ color:var(--ivory); }
.section .lead-text{ color:var(--slate); font-size:16px; max-width:680px; margin-top:18px; }
.section.bg-navy .lead-text{ color:rgba(247,244,236,0.75); }

.two-col{ display:grid; grid-template-columns:0.85fr 1.15fr; gap:70px; align-items:start; }
.body-copy p{ color:var(--slate); font-size:16px; margin-bottom:18px; }
.section.bg-navy .body-copy p{ color:rgba(247,244,236,0.78); }

.pillars{ margin-top:34px; display:grid; grid-template-columns:1fr 1fr; gap:20px; }
.pillar{ border-left:2px solid var(--gold); padding-left:16px; }
.pillar h4{ font-family:var(--body); font-size:14.5px; font-weight:600; color:var(--navy); margin-bottom:6px; }
.pillar p{ font-size:13.5px; color:var(--slate); }
.section.bg-navy .pillar h4{ color:var(--ivory); }

/* feature/inclusion list */
.check-list{ margin-top:28px; display:grid; gap:14px; }
.check-list li{ display:flex; gap:14px; align-items:flex-start; font-size:15px; color:var(--slate); }
.section.bg-navy .check-list li{ color:rgba(247,244,236,0.82); }
.check-list li .mark{ color:var(--gold); font-family:var(--display); font-weight:600; flex-shrink:0; }

/* service grid (overview pages) */
.service-grid{ margin-top:54px; display:grid; grid-template-columns:repeat(3,1fr); border-top:1px solid var(--rule-light); border-left:1px solid var(--rule-light); }
.service-card{ border-right:1px solid var(--rule-light); border-bottom:1px solid var(--rule-light); padding:34px 30px; transition:background .25s ease; }
.section.bg-navy .service-card:hover{ background:rgba(247,244,236,0.04); }
.section.bg-ivory .service-grid, .section.bg-paper .service-grid{ border-color:var(--rule); }
.section.bg-ivory .service-card, .section.bg-paper .service-card{ border-color:var(--rule); }
.service-ref{ font-family:var(--mono); font-size:11px; letter-spacing:0.1em; color:var(--gold); display:block; margin-bottom:14px; }
.section.bg-navy .service-ref{ color:var(--gold-bright); }
.service-card h3{ font-family:var(--display); font-size:19px; font-weight:500; margin-bottom:10px; color:var(--navy); }
.section.bg-navy .service-card h3{ color:var(--ivory); }
.service-card p{ font-size:13.8px; color:var(--slate); line-height:1.65; }
.section.bg-navy .service-card p{ color:rgba(247,244,236,0.65); }
.service-card a.more{ display:inline-block; margin-top:16px; font-family:var(--mono); font-size:11.5px; letter-spacing:0.08em; text-transform:uppercase; color:var(--gold); border-bottom:1px solid transparent; }
.section.bg-navy .service-card a.more{ color:var(--gold-bright); }
.service-card a.more:hover{ border-color:currentColor; }

/* resource columns */
.res-columns{ margin-top:54px; display:grid; grid-template-columns:repeat(3,1fr); gap:48px; }
.res-col h4{ font-family:var(--mono); font-size:12px; letter-spacing:0.12em; text-transform:uppercase; color:var(--gold); border-bottom:1px solid var(--rule); padding-bottom:14px; margin-bottom:18px; }
.res-col li{ border-bottom:1px solid var(--rule); }
.res-col li a{ display:flex; justify-content:space-between; align-items:center; padding:13px 0; font-size:14.5px; color:var(--charcoal); }
.res-col li a:hover{ color:var(--navy); padding-left:6px; }
.res-col li a span.arrow{ color:var(--gold); opacity:0; transition:opacity .2s ease, transform .2s ease; transform:translateX(-4px); }
.res-col li a:hover span.arrow{ opacity:1; transform:translateX(0); }

/* table (due dates) */
.ledger-table{ margin-top:50px; width:100%; border-collapse:collapse; }
.ledger-table caption{ text-align:left; font-family:var(--mono); font-size:12px; letter-spacing:0.1em; text-transform:uppercase; color:var(--gold); margin-bottom:14px; }
.ledger-table th{
  font-family:var(--mono); font-size:11.5px; letter-spacing:0.08em; text-transform:uppercase;
  text-align:left; color:var(--navy); padding:14px 18px; border-bottom:2px solid var(--navy); background:var(--ivory);
}
.ledger-table td{ padding:16px 18px; border-bottom:1px solid var(--rule); font-size:14.5px; color:var(--charcoal); vertical-align:top; }
.ledger-table tr:hover td{ background:rgba(184,144,47,0.05); }
.tbl-wrap{ overflow-x:auto; }

/* news strip */
.news-strip{ background:var(--gold); color:var(--navy-deep); padding:20px 0; }
.news-row{ display:flex; align-items:center; gap:18px; flex-wrap:wrap; }
.news-row .tag{ font-family:var(--mono); font-size:11.5px; letter-spacing:0.12em; text-transform:uppercase; font-weight:600; border-right:1px solid rgba(8,22,39,0.3); padding-right:18px; }
.news-row a{ font-size:14px; font-weight:600; text-decoration:underline; text-underline-offset:3px; }

/* contact */
.contact-grid{ display:grid; grid-template-columns:1.1fr 0.9fr; gap:70px; }
.contact-card{ background:var(--navy); color:var(--ivory); padding:44px; border-radius:4px; }
.contact-card .line{ display:flex; gap:16px; padding:16px 0; border-bottom:1px solid var(--rule-light); }
.contact-card .line:first-child{ padding-top:0; }
.contact-card .line:last-child{ border-bottom:none; padding-bottom:0; }
.contact-card .label{ font-family:var(--mono); font-size:10.5px; letter-spacing:0.1em; text-transform:uppercase; color:var(--gold-bright); min-width:90px; }
.contact-card .value{ font-size:14.5px; color:rgba(247,244,236,0.9); line-height:1.6; }
.contact-card .value a:hover{ color:var(--gold-bright); }
.social-row{ display:flex; gap:12px; margin-top:28px; }
.social-row a{ width:40px; height:40px; border:1px solid rgba(247,244,236,0.3); border-radius:50%; display:flex; align-items:center; justify-content:center; font-size:14px; transition:all .2s ease; }
.social-row a:hover{ border-color:var(--gold-bright); color:var(--gold-bright); }
.quick-links{ margin-top:28px; display:flex; flex-wrap:wrap; gap:12px; }
.quick-links a{ font-family:var(--mono); font-size:12px; letter-spacing:0.06em; text-transform:uppercase; border:1px solid var(--rule); padding:10px 16px; border-radius:2px; color:var(--navy); }
.quick-links a:hover{ border-color:var(--gold); color:var(--gold); }

/* cross-link card grid (services / related) */
.cross-grid{ margin-top:60px; display:grid; grid-template-columns:repeat(3,1fr); gap:1px; background:var(--rule); border:1px solid var(--rule); }
.cross-card{ background:var(--paper); padding:26px; transition:background .2s ease; }
.cross-card:hover{ background:var(--ivory); }
.cross-card .service-ref{ color:var(--gold); }
.cross-card h4{ font-family:var(--display); font-size:16.5px; font-weight:500; color:var(--navy); margin-top:8px; }
.cross-card a.more{ display:block; margin-top:10px; font-family:var(--mono); font-size:11px; letter-spacing:0.08em; text-transform:uppercase; color:var(--gold); }

/* footer */
footer{ background:var(--navy-deep); color:rgba(247,244,236,0.55); padding:34px 0; }
.footer-row{ display:flex; justify-content:space-between; align-items:center; font-size:13px; flex-wrap:wrap; gap:10px; }
.footer-row a:hover{ color:var(--gold-bright); }

/* reveal animation */
.reveal{ opacity:0; transform:translateY(18px); transition:opacity .7s ease, transform .7s ease; }
.reveal.in{ opacity:1; transform:translateY(0); }
@media (prefers-reduced-motion: reduce){ .reveal{ opacity:1; transform:none; transition:none; } html{ scroll-behavior:auto; } }

/* responsive */
@media (max-width:980px){
  .two-col, .contact-grid{ grid-template-columns:1fr; gap:40px; }
  .ledger-grid{ grid-template-columns:repeat(2,1fr); }
  .ledger-cell:nth-child(2){ border-right:none; }
  .service-grid, .cross-grid{ grid-template-columns:repeat(2,1fr); }
  .res-columns{ grid-template-columns:repeat(2,1fr); gap:36px; }
}
@media (max-width:760px){
  nav.primary{ display:none; }
  .menu-toggle{ display:flex; align-items:center; justify-content:center; width:38px; height:38px; border:1px solid var(--rule); border-radius:2px; cursor:pointer; background:none; }
  .menu-toggle svg{ width:18px; height:18px; }
  nav.primary.open{
    display:flex; flex-direction:column; align-items:flex-start;
    position:fixed; top:73px; left:0; right:0; bottom:0;
    background:var(--navy); padding:30px 32px; overflow-y:auto; gap:0;
  }
  nav.primary.open > ul{ flex-direction:column; gap:0; width:100%; }
  nav.primary.open a.top-link{ color:var(--ivory); padding:14px 0; width:100%; border-bottom:1px solid var(--rule-light); }
  nav.primary.open .dropdown{ position:static; transform:none; opacity:1; visibility:visible; box-shadow:none; background:rgba(247,244,236,0.05); margin-bottom:8px; display:none; }
  nav.primary.open .has-dropdown.open .dropdown{ display:block; }
  nav.primary.open .nav-cta{ margin-top:20px; color:var(--ivory); border-color:var(--gold-bright); }
  .ledger-grid{ grid-template-columns:repeat(2,1fr); }
  .service-grid, .cross-grid{ grid-template-columns:1fr; }
  .res-columns{ grid-template-columns:1fr; }
}